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Your Year,
Your Choice.

Open enrollment is an important time for all eligible partners to review and select their benefits for the upcoming calendar year.

Open Enrollment 2027

Whether you’re looking to update your health insurance, dental coverage, or other benefits, this page will provide you with all the information you need to make informed decisions. We are here to help you through the process and ensure you understand your options.

Enrollment Reminders

  • All eligible partners are expected to complete the enrollment process.
  • Open Enrollment opens on Friday, October 23rd and closes Monday, November 2nd.
  • Last day to submit dependent verification documents for newly added dependents is Friday, November 6th.
  • Review all beneficiary elections prior to submitting.
  • Open Enrollment will be completed in Workday. Click here to get started!

Enrollment Support

Budgie Decision Support is here to help! With changes to premiums Budgie can guide you in choosing a medical plan, exploring benefit options, and finding cost-saving opportunities. 

Complete a recommendation with Budgie and you’ll be automatically entered into a drawing for a YETI cooler. Multiple winners will be selected!

Medical/Rx

For 2027, partners can choose from three medical plans: Surest, UMR HDHP1, and UMR HDHP2. Each plan includes prescription coverage, a wellness incentive, and utilizes the UHC Choice Plus network.

  • Surest offers copay-based coverage with no deductible, just an out-of-pocket maximum. This plan is not eligible for a Health Savings Account (HSA) as it is not a qualified high-deductible health plan. For additional details on Surest and 2027 copay amounts, view the Surest pre-member site here (Access Code: Schreiber2027).
  • UMR HDHP1 & HDHP2 are high-deductible plans with HSA eligibility and 80% in-network coinsurance after deductible is met.
  • Out-of-Network Reminder: If you go outside the UMR Choice Plus network, expect higher costs, and possibly some surprise bills. View the 2027 Summary of Benefits (SBC) below for out-of-network coverage details.

2027 Bi-Weekly Medical Premiums

Coverage TierSurestHDHP1HDHP2
Partner Only$98.35$79.16$48.01
Partner + Spouse$241.66$201.24$127.54
Partner + Child(ren)$169.79$139.00$86.76
Partner + Family$335.72$279.82$177.34

2027 Deductibles and Copays

Understanding Deductibles vs. Copays

  • Your deductible is the amount you pay out of your own pocket for covered medical services before your insurance begins paying a portion of the cost of services. The amount you pay out of pocket counts toward your annual out-of-pocket maximum.
  • Example: If you’re enrolled in HDHP1 Partner-only coverage, here’s how your costs are structured:
    • To start, you’d pay for the first $2,000 for covered in-network medical/Rx costs.
    • After you reach that amount, Schreiber begins paying 80% of your eligible in-network medical costs. You’ll pay the remaining 20%.
    • Once your total in-network out-of-pocket spending reaches $4,000 for the year, Schreiber pays 100% of your eligible medical/Rx expenses for the rest of the calendar year.
In-Network HDHP Deductibles HDHP1 HDHP2
Partner Only $2,000 $3,000
Partner + Spouse, Children, Family $4,000 $6,000
Coinsurance 80% In-network 80% In-network

A copay is a fixed amount you pay for certain services, like doctor visits or prescriptions. You pay this amount at the time of service, and it counts towards your annual out-of-pocket maximum.

  • Example: If you’re enrolled in Surest Partner-only coverage, here’s how your costs are structured:
    • When you need care, you can check the Surest app ahead of time to see exactly what your copay will be for in-network services. For example, you might pay $20 for a regular doctor visit or $40 for urgent care. You’ll know your costs up front, so there are no surprises. 
    • Once your total out-of-pocket copay costs reach $4,000 for the year, Schreiber covers 100% of eligible medical/Rx expenses for the rest of the calendar year. 
    • To see the cost of all 2027 copays, view the Surest pre-member site here (Available 10/1 – Access Code: Schreiber2027).
In-Network Surest Copays Copay Ranges
PCP/Specialist $20 to $105
Emergency Room $400 (Waived if admitted)
Urgent Care $40
Complex Imaging $75 to $950
Procedures
  • Surgery Center
  • Inpatient
  • Outpatient
Up to $2,500
Maternity $625 to $1,600

2027 Out-of-Pocket Maximums

Your out-of-pocket maximum is the most you’ll pay in a calendar year for covered in-network medical and prescription services. Once you reach this amount, Schreiber pays 100% of eligible in-network costs for the rest of the year. If you’re enrolled in Surest or HDHP2 Partner+CH,SP, or Family coverage, your plan includes an embedded out-of-pocket maximum. This means that no one person enrolled in coverage will pay more than $4,000 if enrolled in Surest, or $8,700 in enrolled in HDHP2 out-of-pocket in a calendar year for covered medical services.

  • Once one person reaches $4,000 (Surest) or $8,700 (HDHP2) out-of-pocket, Schreiber begins covering 100% of that individual’s eligible medical/Rx expenses for the rest of the year.
  • The other covered family members will continue to pay copays or 20% coinsurance until the family’s total out-of-pocket maximum is met.
  • After the full out-of-pocket family maximum is met, Schreiber covers 100% of eligible medical expenses for everyone on the plan for the rest of the calendar year.
In-Network Out-of-Pocket Maximum Surest HDHP1 HDHP2
Partner Only $4,000 $4,000 $6,000
Partner + Spouse, Children, Family $8,000 $8,000 $12,000
Embedded Maximum $4,000 None $8,700

2027 Prescription Coverage - Important: 2027 Formulary List Will Be Available 1/1

UMR HDHP

If you’re enrolled in HDHP1 or HDHP2, your prescription costs will vary based on the type of medication and where it’s filled. Because prescriptions count toward your annual deductible and out-of-pocket maximum, here’s how it works:

  • For most medications, you’ll pay the full cost of the prescription at the pharmacy until you meet your annual deductible.
  • After your deductible is met, you’ll pay 20% of the cost (coinsurance) until you reach your out-of-pocket maximum for the year.

Some medications are considered preventive and may be covered at a reduced cost—or even free.  Partners enrolled in a HDHP will have access to an expanded preventive drug list. To see which medications qualify, visit the SmithRx Formulary page.

  • Medications marked with the Preventive or ACA circle, are covered at 100%, meaning you pay $0 at the pharmacy, the full cost of the medication is paid for by Schreiber.
  • If the medication is a brand-name preventive, marked with Non-Essential Brand, you’ll pay 20% coinsurance—that’s 20% of the cost of the prescription at the time of pickup, with the remaining portion being paid by Schreiber.

To be covered under the plan, eligible specialty prescriptions must be filled through the SmithRx Pathways Connect 360 program. This program helps lower costs for both partners and Schreiber, and some specialty medications may even be available at no cost. Medications marked with a red “C” are eligible for the Pathways Connect 360 program. In 2027, the Access Traditional Program and the Mandatory Mark Cuban Cost Plus Drug Program will be mandatory. Letters will be mailed to impacted member homes in late 2026.

Generic Brand
Preventive Drugs 100% Coinsurance (no cost to partner) Preferred/non-preferred brands: 80% coinsurance, no deductible
All Other Drugs 80% Coinsurance after deductible (lower cost option) 80% Coinsurance after deductible

Surest

With Surest, you’ll know your prescription costs ahead of time—there’s no deductible, so you pay a set copay based on the medication and how it’s filled. To check your copay amount and see if a medication is covered under the ACA preventive drug list, visit the SmithRx Formulary page. When searching for a prescription, look for the tier number listed next to the drug. That number will match the copay amount depending on whether it’s filled as a 30-day, 90-day, mail order, or specialty prescription. If a drug is marked with a black ACA circle, it’s covered at 100%, paid for by Schreiber —no copay required.

To be covered under the plan, eligible specialty prescriptions must be filled through the SmithRx Pathways Connect 360 program. This program helps lower costs for both partners and Schreiber, and some specialty medications may even be available at no cost. Medications marked with a red “C” are eligible for the Pathways Connect 360 program. In 2027, the Access Traditional Program and the Mandatory Mark Cuban Cost Plus Drug Program will be mandatory. Letters will be mailed to impacted member homes in late 2026.

Tier Retail 30 Day Retail 90 Day Mail Order 90 Day Specialty Drug
Tier 1 $10 $30 $25
Tier 2 $25 $75 $65
Tier 3 $45 $135 $115
Tier 4 $140
Tier 5 $160

2027 Programs Included with Medical Enrollment

When you enroll in a medical plan for 2027, you’ll have access to a range of supportive health programs designed to meet your needs at every stage of life.

Health & Wellness Support

Life Stage & Specialty Support

Additional Resources

Dental coverage will continue to be provided by Delta Dental of Wisconsin in 2027. 

2027 Bi-Weekly Dental Premiums

Coverage TierBi-Weekly Premium
Partner Only$2.58
Partner + Spouse$5.22
Partner + Child(ren)$5.54
Partner + Family$9.92

2027 Dental Coverage

Dental insurance helps cover the cost of routine and major dental care. The chart shows how much you’ll pay depending on the type of care and whether your dentist is in-network or out-of-network (non-contracted).

  • Individual Deductible: This is the amount you pay out of pocket before your dental insurance starts helping with costs.
    • Example: If your deductible is $50, you’ll pay the first $50 of covered dental services yourself.
  • Family Deductible: If you’re covering more than one person, this is the total amount your family pays before coverage kicks in.
  • Annual Maximum: This is the most your dental plan will pay for covered services in a year.
    • The individual annual maximum is $1,500
  • Orthodontic Lifetime Maximum: This is the most your plan will pay for braces or other orthodontic care over each covered person’s lifetime.
  • Check-Up Plus Program: Routine preventive care—such as dental exams, cleanings, and periodontal maintenance—do not count toward your annual maximum. This means you can preserve your full benefit for more costly procedures like fillings or crowns.
    • Example: If your plan has a $1,500 annual maximum and you receive two routine cleanings covered at 100%, your remaining maximum stays at $1,500 instead of being reduced by the cost of the routine cleanings.
Dental Coverage Delta PPO/Premier Non-Contracted
Individual Deductible $50 $75
Family Deductible $150 $225
Individual Annual Maximum $1,500 $1,500
Orthodontic Individual Lifetime Maximum $1,500 $1,500

Vision coverage will continue to be offered through VSP in 2027. XP Health will be a new vision offering aswell in 2027.

NOTE: Partners must opt into Vision during OE to be enrolled in vision coverage for 2027.

2027 Bi-Weekly Vision Premiums

Coverage TierBasic VisionVision Plus
Partner Only$0.86$4.22
Partner + Spouse$1.38$6.88
Partner + Child(ren)$1.41$7.03
Partner +Family$2.27$11.34

2027 Vision Coverage: VSP

Vision insurance helps you pay for things like eye exams, glasses, and contact lenses. Choose between two plans: Basic Vision and Vision Plus.

 Basic VisionVision Plus
ExamsEvery other calendar
year $20 copay
Every calendar year
$20 copay
Frames$120 allowance every
other calendar year
$180 allowance every
other calendar year
Contacts$70 allowance every
other calendar year in
lieu of glasses
$160 allowance every year in
lieu of glasses
Additional Details 

$35 copay for second pair benefit

LASIK benefit available

Basic Vision 

  • Cost: Cost per paycheck based on tier of coverage above
  • Highlights:
    • One eye exam every other year (with a $20 copay)
    • Money toward lenses and frames every other year
  • Best for: People who don’t need new glasses or contacts every year

Vision Plus

  • Cost: Cost per paycheck based on tier of coverage above
  • Highlights:
    • One eye exam every year (with a $20 copay)
    • Money toward lenses every year
    • Money toward frames every other year
    • Lasik benefit
    • Bonus: You can get a second pair of glasses or contacts in the same year for just a $35 copay
  • Best for: People who wear glasses or contacts regularly and want more flexibility and coverage

NEW - 2027 Vision Coverage: XP Health

While VSP Basic Vision and VSP Vision Plus both continue in 2027, we’re adding XP Health as a third option, so you’ll have three vision plans to choose from during Open Enrollment.

XP Health Coverage TierBi-Weekly Premium
Partner Only$4.22
Partner + Spouse$6.88
Partner + Child(ren)$7.03
Partner + Family$11.34

XP Health

  • How XP Health works: You complete your annual eye exam with an in-network provider, then buy glasses, lenses, contacts, or sunglasses through XP Health’s online marketplace at wholesale pricing. The XP Health network is separate from VSP, so if you choose this plan, confirm your provider is in network before you schedule.
  • What’s covered:
    • $0 copay for your annual eye exam; 10% off contact lens fitting
    • Two pairs of glasses every 12 months, premium lens package included
    • Hundreds of frames at $0 and thousands more at a steep discount in the online marketplace; 35% off in retail stores
    • Wholesale pricing on contacts every 12 months, in addition to glasses
    • LASIK discounts at preferred and in-network providers
  • Shopping for frames: The XP Health site carries more than 3,500 designer frames with face scan recommendations and virtual try-on. Orders ship to your home, and online prescription renewal may be available if you’re eligible.
  • Try it before you enroll: Visit the XP Health Vision Passport during Open Enrollment to walk through the experience firsthand. Complete the demo and you’ll be entered into a prize drawing to win a free pair of sunglasses.
  • Compare your options: The XP Health landing page has a vision savings calculator, the XP Health store, in-network provider search, and FAQs to help you decide between XP Health and the VSP plans.

If you enroll in a High Deductible Health Plan (HDHP) for 2027, you can take advantage of a Health Savings Account (HSA)—a tax-advantaged way to pay for qualified medical, dental, vision, and prescription expenses.

Important HSA Reminders

  • You must actively opt into the HSA during OE to stay enrolled in 2027. If no action is taken, a monthly admin fee will begin in January.
  • HSA elections can be changed anytime during the year.
  • Electing the IRS maximum in Workday plus earning the wellness incentive may cause you to exceed the IRS limit—resulting in a tax penalty. Be sure to adjust your election accordingly.
  • Eligible individuals who are 55 or older by the end of the tax year can increase their contribution limit up to $1,000 a year. This extra amount is the catch-up contribution allowed for HSAs.
Coverage2027 IRS MaxIncentiveAnnual Max
Partner Only$4,500$600$3,900
Partner + Spouse, Child, Family$9,000$1,200$7,800

We’re excited to share several updates designed to enhance your benefits experience in 2027.

NEW - 2027 Vision Coverage: XP Health

While VSP Basic Vision and VSP Vision Plus both continue in 2027, we’re adding XP Health as a third option, so you’ll have three vision plans to choose from during Open Enrollment.

XP Health Coverage TierBi-Weekly Premium
Partner Only$4.22
Partner + Spouse$6.88
Partner + Child(ren)$7.03
Partner + Family$11.34

XP Health

  • How XP Health works: You complete your annual eye exam with an in-network provider, then buy glasses, lenses, contacts, or sunglasses through XP Health’s online marketplace at wholesale pricing. The XP Health network is separate from VSP, so if you choose this plan, confirm your provider is in network before you schedule.
  • What’s covered:
    • $0 copay for your annual eye exam; 10% off contact lens fitting
    • Two pairs of glasses every 12 months, premium lens package included
    • Hundreds of frames at $0 and thousands more at a steep discount in the online marketplace; 35% off in retail stores
    • Wholesale pricing on contacts every 12 months, in addition to glasses
    • LASIK discounts at preferred and in-network providers
  • Shopping for frames: The XP Health site carries more than 3,500 designer frames with face scan recommendations and virtual try-on. Orders ship to your home, and online prescription renewal may be available if you’re eligible.
  • Try it before you enroll: Visit the XP Health Vision Passport during Open Enrollment to walk through the experience firsthand. Complete the demo and you’ll be entered into a prize drawing to win a free pair of sunglasses. 
  • Compare your options: The XP Health landing page has a vision savings calculator, the XP Health store, in-network provider search, and FAQs to help you decide between XP Health and the VSP plans.

NEW - LEAP Home Infusion Program

  • How Leap Health works: If you’re receiving infusion therapy, Leap Health may be able to help you receive treatment at home when appropriate for your care. Appointments are scheduled around your life, with flexible options that may include evenings and weekends.
  • Personalized support: A dedicated Leap Care Guide helps coordinate benefits, works with your physician, assists with scheduling, and supports you throughout the infusion process.
  • Potential savings:
    • High Deductible Health Plans (HDHPs): Eligible infusions through Leap are covered at 100% after you meet the IRS minimum deductible.
    • Surest Plan: Eligible infusions received through Leap are covered at $0 cost to you.
  • Participation is optional: Leap Health is available to participants enrolled in a Schreiber medical plan. If you’re currently receiving or may need infusion therapy, Leap can help determine whether your treatment qualifies and discuss available care options.
 

View the LEAP Member Flyer for more information.

NEW - Complex Care Program Through UMR

  • How the Complex Care Program works: If you or a covered family member is facing a serious, rare, or complex medical condition, the UMR Complex Care Program provides direct access to specialists at Mayo Clinic and Cleveland Clinic for expert evaluation and treatment recommendations.
  • Conditions that may qualify:

    • Cancer
    • Heart and cardiovascular conditions
    • Neurological disorders
    • Autoimmune diseases
    • Gastrointestinal (GI) conditions
    • Spine disorders
    • Complex pediatric conditions
    • Undiagnosed symptoms and challenging medical cases
  • Comprehensive support: UMR helps coordinate your care from start to finish, including:
    • Appointment scheduling
    • Medical record and imaging review
    • Care team coordination
    • Travel and lodging arrangements for you and a companion
    • Flights, hotel, shuttle, mileage reimbursement, and after-hours travel support
  • Participation is optional: The Complex Care Program is available to participants enrolled in a Schreiber medical plan (Surest or UMR plan) who meet program criteria. UMR can help determine eligibility and coordinate next steps.

NEW - Metlife Aura Identity Theft Protection

  • How MetLife Aura works: New for 2027, partners can enroll in Identity Theft Protection through MetLife Aura to help safeguard personal and financial information. Monitoring and protection services can help you detect potential issues early and provide support if identity theft occurs.
  • What’s included:
    • Identity and credit monitoring
    • Fraud alerts and identity theft protection
    • Monitoring of critical personal and financial information
    • Assistance with fraud resolution and recovery
    • Coverage available for you and your eligible family members
  • Enrollment: Enroll through Workday during Open Enrollment. Identity Theft Protection is a partner-paid voluntary benefit.
  • Partner cost (bi-weekly):
    • Single Coverage: $3.67
    • Family Coverage: $5.98

NEW - Metlife Legal Support

  • How MetLife Legal Plans work: MetLife Legal Plans give you access to a nationwide network of attorneys for everyday legal needs. Whether you’re buying a home, creating a will, dealing with family matters, or resolving debt-related issues, the plan provides legal services for a predictable cost.
  • Legal services may include:

    • Estate planning, including wills and trusts
    • Real estate matters, including home purchases and refinancing
    • Family law and document preparation
    • Traffic and civil matters
    • Identity management and document review
    • Debt-related issues and financial matters
  • Enrollment: Enroll through Workday during Open Enrollment. MetLife Legal Plans are a partner-paid voluntary benefit.
  • Partner cost (bi-weekly):
    • Legal Plan Coverage: $8.08

NEW - Childcare Subsidy Is Moving To Forma

  • What’s changing in 2027: The Childcare Subsidy is moving from TOOTRiS to Forma, making it easier to manage alongside your Lifestyle Spending Account (LSA) in one place.
  • How the Childcare Subsidy works: Eligible partners receive $200 deposited into their Forma account during 25 of the 2027 pay periods, for up to $5,000 annually. Deposits follow the regular payroll schedule. No subsidy deposit is made during the final payroll of the year.
  • Getting reimbursed:
    • Pay for eligible childcare expenses (must be a DCFSA-eligible expense)
    • Upload receipts or proof of payment in Forma
    • Receive reimbursement directly to your linked bank account through ACH
  • Easy access through Forma:
    • Use the same Forma login credentials as your Lifestyle Spending Account (LSA)
    • Submit and track reimbursement requests directly through the Forma platform
    • In Forma, the Childcare Subsidy will appear as DCFSA
  • Eligibility requirements:
    • Available to non-union partners earning less than $100,000 annually or $48 per hour
    • Must be elected during Open Enrollment or another qualifying benefits event
    • If you become ineligible during the year, you will not receive the $200 subsidy for pay periods in which you are ineligible
    • Eligibility changes are sent from Workday to Forma for the next available pay period and are not applied retroactively

NEW - LSA Eligble Items

  • Lifestyle Spending Account Eligible Items: Starting in January, the list of eligible items will expand to include Massage guns, Thera guns, and Red Light Therapy—offering more flexibility in how you use your benefit. 

Open Enrollment Election Options

Benefits available to elect, drop, or change for 2027 during the Open Enrollment period

  • Medical
  • Dental
  • Vision
  • Critical Illness (Eligible for $100 Be Well Benefit)
  • Voluntary Accident (Eligible for $100 Be Well Benefit)
  • Hospital Indemnity (Eligible for $100 Be Well Benefit)
  • Legal Support
  • Identity Theft Protection
  • Forma DCFSA Childcare Reimbursement (Available to non-union partners earning less than $100k/year or $48/hour)
  • Health Savings Account (HSA) (Monthly admin fee begins January 1 if not elected during OE.)
  • Accidental Death & Dismemberment (AD&D)
    • To cover a dependent, the partner must also choose a coverage level for themselves.
  • Supplemental Life Insurance
    • To carry spouse or child supplemental life insurance, partners must also elect coverage for themselves during Open Enrollment. If no coverage is selected for the partner, dependent coverage will be removed.
    • Coverage amounts available: Up to $400,000 for both partners and spouses.
    • All currently approved EOI amounts will carry over into 2027. (Reminder: Coverage will be dropped for spouses or children if partners do not have some supplemental coverage on themselves.)
  • Long-Term Disability Buy-Up (Available to eligible hourly partners who wish to increase coverage)

Important Reminders

  • Please review and update beneficiaries for Life and AD&D coverage.
  • You must submit your Open Enrollment event for elections to be finalized.
  • Any newly added dependents must be verified in Workday by Friday, November 6th, or will be removed from coverage for 1/1.

No Election Needed

Offerings available to benefit-eligible partners without requiring Open Enrollment action

To ensure your dependents are covered for 2027 benefits, you must submit verification documents in Workday by Friday, November 6, 2026. 

Dependent Verificaiton Options

Adding a Spouse

  • First page copy of most current tax year filed 1040 tax return – federal or state. Most current year is the latest year defined by the IRS filing deadline.
  • Marriage certificate AND proof of joint ownership (e.g., mortgage statement, bank account, utility bill).

Adding a Child

  • Birth certificate showing you and/or your verified spouse as the child’s parent.
  • Signed hospital record showing you and/or your verified spouse as the child’s parent.

Uploading Documents 

  • Instructions to upload documents can be found here.

If you experience a qualifying life event in 2026—such as marriage, birth/adoption, divorce, or loss of coverage—you’ll need to re-do your 2026 Open Enrollment after your life event is processed.

What You Need to Do

You have 30 days from the date of your life event to:

  • Enter the event in Workday
  • Upload required documentation
    • This includes dependent verification if you’re adding a spouse or child
  • Enter changes and submit the event
  • Note: The event date counts as Day 1 of your 30-day window

After Your Event Is Approved

Once your life event is approved in Workday:

  • You’ll receive a Workday inbox notification prompting you to complete Open Enrollment for 2027
  • You must re-elect and re-submit your 2027 benefit elections
  • Note:  If you do not re-elect for 2027, your previous Open Enrollment elections will be replaced with your newly elected 2026 benefits (with the exception of some benefits that will not roll over, i.e HSA)

7-Day Window to Complete Open Enrollment Event

From the date your life event is approved, you’ll have 7 days to:

  • Upload any dependent verification documents
  • Re-submit your Open Enrollment elections for 2027
  • Reminder: Day 1 of your 7-day window is the date your life event is approved

A comprehensive list of Frequently Asked Questions can be found here.

What is Open Enrollment?

Open Enrollment is the time each year when partners can sign up for or make changes to their benefits, like medical, dental, vision, and life insurance. Usually, this is the only time you can make changes unless you have a major life event, like getting married or having a baby.

What Happens if my Spouses OE is at a Different Time?

To make changes based on your spouse’s Open Enrollment (OE), you must provide documentation confirming that their OE period is currently active. Acceptable documentation includes an OE newsletter, a notification from their employer, or similar official materials.

 

Important: Changes can only be made while your spouse’s Open Enrollment is open. If their OE period has already closed, the opportunity to make changes will no longer be available.

How do I Enroll?

When Open Enrollment starts, you will get a notification in your Workday inbox. You can complete the Open Enrollment process on your computer or through the Workday App.

Can I Change my Open Enrollment Elections?

Yes, you can change your choices as many times as you would like while the Open Enrollment period is open. The last submitted elections as of Open Enrollment closing will be your benefits that will take effect on January 1st of the following year.

Note: If you add a new dependent to your coverage, you must provide verification by the required deadline for them to be eligible for coverage in the new year.

My Child is Turning 26 Next Year, Do I Need to do Something Different When Completing Open Enrollment?

If your child is turning 26 next year, you do not need to take any action during Open Enrollment to remove them from your benefits. Coverage will automatically end at the end of the month in which your child turns 26.